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Hassle-Free Life Insurance. Instant Savings Up to 60%!

We do all the hard work. You get the peace of mind.

Receive the lowest life insurance quotes available
Affordable Policies
Fast and Free Quotes
Get Cover in Minutes
Custom-Tailored Life Cover
FSB Licensed and Experienced Professionals to provide you with the Best Advise.
Easy to Understand – No complex definitions and Industry Jargon

Pillar Financial Services strive to take the hassles out of insurance.

Our mission is to meet and exceed your expectations by providing our clients with a choice of quality life insurance products in South Africa, so you save money, time and the frustrations normally associated with dealing with financial issues.

What is Life Insurance and How Does it Work?

Life insurance is a contract between you and the life insurance company where you promise to make monthly payments “premiums” to that company in turn for protection should something happen to you.

In return, the insurance company agrees to pay you a sum of money to a person of your choice if you die or become unable to practise your occupation or earn an income.

What Types of Life Insurance Are There?

Life insurance is understood best by dividing life insurance into two categories:

Without-profit: which do not come with client investment accounts, and offer no cash value to the insured person until his or her death. These type of policies include term life insurance, credit life insurance and whole life insurance.
With profit: which come with client investment accounts, meaning that it offer cash values to the policy holder. Currently there is only one life insurance type in this category which is the universal life insurance policy

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Why Busy People Almost Always Overpay for Life Cover?

When you first took out life insurance, it might have been a good deal for you. Who knows? However, a lot of people that buy a policy store it in a safe place and forget about it. Most people like yourself don’t have the time or don’t feel like reviewing their policy.

Since you’re too busy to look at your policy, you won’t even know that rates have come down and you could be paying more for life cover than what is necessary. You could be throwing thousands of your hard-earned rands down the drain without even realizing it. We have seen this happen too often.

Current economic conditions have resulted in more competitive policies than before. You could possibly double your life cover or cut your premiums in half by reviewing your policies regularly.

So ask yourself: “Am I getting the best bang for my buck? Do I have the right type of policies? Have my life insurance needs changed? Will my beneficiaries receive the cash value plus the death benefit?

One of the best tips we can give you to help you save a lot of money is to make it a habit of reviewing your policies every 12 months!

Save Money on Life Insurance Now!

“Life Insurance Premiums Are Pretty Much All The Same? WRONG! WRONG! WRONG!

Life insurance is something that most people spend a lot of money on without really understanding what they are buying. In fact, most South Africans are under the impression that rates between insurers are the same.

However, insurance rates are NOT all the same and the benefits that you will get will be vastly different from one insurer to the next. Every life insurance company sets their own rates and that is why it is important to shop around to get the best deal for you.

But, why bother with life insurance in the first place??

Sometimes our priorities in life need some alignment. After all, we do not hesitate to insure stuff that we buy, so why then hesitate to insure our lives?

I know that a lot of people don’t want to think about things such as disability, critical illness or death, but because we cannot be sure that bad things won’t happen to us, there are some areas of your life that you want to cover.

A life insurance policy protects those that matter most to you. In the event of disability, critical illness or death it pays out to your family and they will have instant access to the necessary funds. You’ll be surprised how little it costs for total peace of mind to you and your family.

With Life Insurance from Pillar, you can help your family:

Maintain their standard of living
Pay off debts and other expenses
Keep the ability to pay the home loan
Create a fund for further education

We review policies from a lot of insurance companies we represent, and bring you the best life insurance quotes within 24 hours. So if want a No-Obligation Quote click on the link below.

Click Here For Life Insurance Cover

Avoid These Pitfalls When Comparing Life Insurance Quotes.

When comparing risk quotations it is very important to ensure that you compare the same things (apples with apples). There are many factors that may cause premiums between two products to differ substantially.

Pitfalls when comparing pure Life Cover

There is a perception that death is death. However, there are certain life insurance companies that will start asking questions and look for reasons not to pay out once you have a claim.

Some of the more reputable life companies want to pay out and that is why they ask you so many questions upfront and send you for medicals when you apply for cover with them.

Pitfalls when choosing Disability Cover

Life insurance companies use different definitions to determine disability and that is why you need a FSB qualified and independent financial advisor to help you to make an informed decision.

One mistake that people make is not inform their life insurer of a change in their circumstances. You have to notify your insurance company should you change your occupation, start smoking or leave the borders of South Africa etc.

Pitfalls when comparing Severe illness Benefits (Trauma Benefits)

Some companies try to keep their definitions as easy and understandable as possible whilst others make it very complicated. The main pitfall to look out here is when and how a company pays out for certain events.

More than 80% of severe illness claims come from heart disease, bypass surgery, stroke and cancer. Some insurers will pay you a 100% claim on diagnosis (the moment the doctor diagnoses you) of any of these events while others will pay out based on severity.

What to Do Next?

Complete our short online quote form and we will negotiate the most affordable premiums available on the market currently. There is no risk for you, we will do all the legwork and find you the best cover that fits your budget.

Pillar Financial Services | Registered Financial Service Providers (FSP)
3rd Floor, Skyscrape Terrace, Cnr DJ Woodway & SeaView Str, Bellville, South-Africa, 7550
Tel: (021) 945-3354

Pillar Financial Services, is a licensed life insurance company in South Africa. The following financial service provider numbers are provided as required by law: Pillar Financial Services -FSP 35286. Pillar.co.za provides life insurance quotes based on the information provided by person looking for a life insurance quote.

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